at this stage in life, for that is what they are….stages….beginning/infant…..sapling/youth……journeyman/young adult…tradesman/middle age……………elder/oak……………………………i am an ”oak”…………………………..i try to live in awareness and consciously…………taking responsibility for what i do…….and what it does……….

my personal achievements and my failures are in my bank………..there for my reference and to see them grow in value and compound interest…………….they are my fortune………….more valuable than money, prestige or position………….they are my story and they tell me where i have been and where i am going……………who ever thought i would become a banker……………………such is life